We offer loans for people with no credit history in British Columbia and Alberta, Canada. Apply now to borrow up to $50,000 and get funded within 24 hours.
Not everybody has a credit history. You may be young, new to Canada or simply haven’t borrowed money before. Regardless, we’re ready to be your lending partner.
About our loans for people with no credit history
Many lenders require a substantial credit history before considering a person for a loan. That can leave a lot of people without credit; a chicken and egg scenario.
We don’t check credit, so we don’t mind if you have no or limited credit. However, you must have a minimum monthly income of $4,000 to apply for a loan with us.
We offer various personal loan products, including:
- loans to help you get through a divorce
- loans to finance a down payment on real estate, automobiles, furniture and more
- loans to pay a legal judgement
- loans to finance the purchase of a bicycle (Vancouver only)
Our interest rates are higher than banks, but are lower than many other private lenders in Canada, especially payday loan companies.
The term of our loans is one year and you only need to make interest payments on a monthly basis.
Rates will depend on your application.
We’re an online private lender
We’re an online lender offering loans for people with no credit history. We lend exclusively in BC and Alberta. If you’re in Vancouver, Burnaby, New Westminster, Abbotsford, Red Deer, Edmonton Calgary or surrounding towns and cities, we welcome you to explore our loan products. In addition to being an online private lender, all of our loan documents are executed digitally.
Do our loans help you build credit?
No, because we don’t report your loan to the credit bureaus.