We offer bike financing in Vancouver, BC for people with bad credit. In fact, there’s no credit check at all. Get funds within 24 hours for your new bike.
Ready to enjoy the stunning sights of Vancouver on your new bike? We’re here to help you make the purchase. Learn more about our bicycle financing program below.
Can you finance a bike?
Yes, you can finance a bike. Modern financing has grown to include bikes and ebikes because they are assets that can retain value over time, similar to real estate or vehicles.
Bikes can be expensive purchases sometimes costing thousands of dollars, so it can be helpful to finance them through a reliable lender.
Why finance your bike through us?
We offer bicycle loans exclusively in Vancouver, BC. We know how unaffordable the city can be to live in and also recognize that having bad credit or no credit can stand in the way of financing a bike. That’s where we come in.
- We don’t charge any hidden fees. Our loan agreements are short, simple and easy to understand
- All documents are signed electronically. In fact, it can even be done from the comfort of your smartphone
- You have a year to pay us back, but you are welcome to do so ahead of schedule
- Payments are made monthly, and you only have to make interest payments
- We offer flexible loans that can be tailored to complicated situations that other lenders might avoid. For example, we lend to people who have filed for bankruptcy or consumer proposal
Bikes are an integral part of many Vancouverites’ lives. They are a fun, environmentally-friendly and efficient method of transportation, but they’re not always affordable. As a result, people with bad credit are often shut out of the bicycle market. We want to change that by being Vancouver’s #1 bike financing solution.
The types of bikes we finance
We provide financing for various bicycles in Vancouver, including:
- road bikes
- mountain bikes
- hybrid bikes
- tandem bikes
- e bikes
Bicycle loans in Vancouver: how it works
Step #1: Apply for a loan through us. Our application procedure does not include the use of a credit check, so you are welcome to apply even if you have bad credit or no credit history at all. The entire process takes just a few minutes.
Step 2#: Speak to an agent. If you apply during business hours you’ll be contacted the same day. If the loan application is urgent, you can call us at 1-888-924-3792. In most cases, funds will be deposited in your account within 24 hours if you are approved for bike financing.
Step 3#: Expect fast customer service from us after you’ve received the loan, too. Our team is standing by to answer any questions that might arise throughout the term of the loan.
More about our bicycle loans in Vancouver
Our loan application is available to Vancouver residents who earn at least $4,000 per month. Here’s what else you should know:
- Our loans are intended to be a short-term financing product. You should have a plan to pay us back within a year
- We will lend up to 100% of the bicycle’s purchase value.
- We are not a payday lender, but our interest rates are generally higher than what banks charge. Rates will vary based on your application and begin at 15% per year.
Apply by clicking below if you’re ready to receive a bicycle loan in Vancouver.